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Provides formal housing credit
to those with informal incomes

We are amongst the first organizations in India to evolve from document-based underwriting to customized credit programs for each customer and have become a leading home loan provider to borrowers without formal income.

Transparent And Hassle-Free Plans

Pragati Home Loan

  • Loans from ₹5 Lakhs to 2 Crore
  • Loans against a variety of collaterals
  • Repayment Tenure of up to 30+ years
  • Loan up to 90% of property market value
  • Wide array of eligibility solutions

Pragati Plus

  • Loan up to ₹1.5 Crore
  • Up to 75% property value for self-employed
  • Up to 80% property value for salaried

Balance Transfer And Top-Ups

  • Higher eligibility based on repayment track
  • Up to 30% top-up available
  • Quick processing
  • Comfortable tenure up to 30 years