*{
    margin:0px;
    padding:0px;
    box-sizing:border-box;
}


:root {
    --main-color: linear-gradient(90deg, #0E3C7E 0%, #6BC043 100%);
    --Dark-blue: #1C4E80;
    --Dark-green: #6BC043;
    --light-black: #333;
}

/*---------------------- stop Bar -------------------------
*/
.my_custom_Navbar {
    background: var(--Dark-green);
    color: #fff;
    animation: Top_fadeInDown 1s ease-in-out;
    box-shadow: 0 4px 10px rgba(0,0,0,0.1);
}


    .my_custom_Navbar .custom_top {
        display: flex;
        justify-content: space-between;
        align-items: center;
        flex-wrap: wrap;
        padding: 10px 0;
    }

    /* Left Section */
    .my_custom_Navbar .left {
        display: flex;
        gap: 20px;
        align-items: center;
        flex-wrap: wrap;
    }

    .my_custom_Navbar .left_side {
        display: flex;
        align-items: center;
        gap: 8px;
        color: #fff;
        transition: transform 0.3s ease;
    }

        .my_custom_Navbar .left_side:hover {
            transform: scale(1.05);
        }

        .my_custom_Navbar .left_side p {
            margin: 0px;
            color: white;
            transition: transform 0.3s ease;
            font-size: 15px;
        }

        /*    .my_custom_Navbar .left_side p:hover {
                transform: scale(1.05);
                color: var(--Dark-green);
            }*/

    .my_custom_Navbar .custom_icon {
        background: rgba(255,255,255,0.2);
        padding: 6px;
        border-radius: 50%;
        transition: all 0.3s ease;
        height: 30px;
        width: 30px;
        text-align: center;
    }

    .my_custom_Navbar .left_side:hover .custom_icon {
        background: #fff;
        color: var(--Dark-green);
    }

    .my_custom_Navbar .left_side a {
        color: #fff;
        text-decoration: none;
        transition: color 0.3s;
        font-family: "Poppins", sans-serif !important;
    }

       /* .my_custom_Navbar .left_side a:hover {
            color: var(--Dark-green);
        }*/

    /* Right Menu */
    .my_custom_Navbar .right ul {
        display: flex;
        list-style: none;
        gap: 25px;
        flex-wrap: wrap;
        margin-bottom:0px;
    }

        .my_custom_Navbar .right ul li a {
            color: #fff;
            text-decoration: none;
            font-weight: 500;
            transition: all 0.3s ease;
            position: relative;
            font-size: 15px;
            font-family: "Poppins", sans-serif !important;
        }

            .my_custom_Navbar .right ul li a::after {
                content: "";
                position: absolute;
                width: 0;
                height: 2px;
                background: var(--Dark-blue);
                left: 0;
                bottom: -4px;
                transition: width 0.3s ease;
            }

            .my_custom_Navbar .right ul li a:hover::after {
                width: 100%;
            }

            .my_custom_Navbar .right ul li a:hover {
                color: var(--Dark-blue);
            }

/* Responsive Styles */
@media (max-width: 992px) {
    .my_custom_Navbar .custom_top {
        flex-direction: column;
        align-items: flex-start;
        gap: 10px;
    }

    .my_custom_Navbar .right ul {
        flex-direction: unset;
        align-items: center;
        gap: 10px;
        justify-content: center;
    }
}
.My_Custom_Navigation_bar {
    position: sticky;
    top: 0;
    z-index: 99;
    width: 100%;
    background:white;
}
/* Animation */
@keyframes Top_fadeInDown {
    from {
        opacity: 0;
        transform: translateY(-20px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/*---------------------- stop Bar -------------------------
*/
/*---------------------- My_navbar -------------------------
*/
.my_flex_item{
    display:flex;
    justify-content:space-between;
    align-items:center;
}
    .my_flex_item .my_logo_area{
        width:200px;
    }
.My_Login {
    display: flex;
    align-items: center;
    gap: 10px;
}
    .My_Login a {
        background: var(--Dark-green);
        border-radius: 45px;
        padding: 4px 20px;
        color: white;
        font-family: "Poppins", sans-serif !important;
    }
        #menu-icon {
            font-size: 24px;
            cursor: pointer;
            padding: 10px;
            /*position: fixed;
    top: 10px;
    left: 10px;
    z-index: 1001;*/
        }

/* Overlay */
.overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0,0,0,0.5);
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.3s ease;
    z-index: 1000;
}

/* Navigation from right */
.my_nav {
    position: fixed;
    top: 0;
    right: -250px; /* Hidden by default on right */
    width: 250px;
    height: 100%;
    background: #000;
    color: #fff;
    transition: right 0.3s ease;
    z-index: 1002;
    padding-top: 60px;
}
.my_custom_btn{
    display:none;
}

.apply_now a {
    background: var(--Dark-blue);
    color: white;
    border-radius: 40px;
    padding: 11px 30px;
    border: 1px solid white;
    webkit-animation: glowing 1500ms infinite;
    -moz-animation: glowing 1500ms infinite;
    -o-animation: glowing 1500ms infinite;
    animation: glowing 1500ms infinite;
}
@-webkit-keyframes glowing {
    0% {
        background-color: #B20000;
        -webkit-box-shadow: 0 0 3px #B20000;
    }

    50% {
        background-color: #FF0000;
        -webkit-box-shadow: 0 0 40px #FF0000;
    }

    100% {
        background-color: #B20000;
        -webkit-box-shadow: 0 0 3px #B20000;
    }
}

@-moz-keyframes glowing {
    0% {
        background-color: #B20000;
        -moz-box-shadow: 0 0 3px #B20000;
    }

    50% {
        background-color: #FF0000;
        -moz-box-shadow: 0 0 30px #FF0000;
    }

    100% {
        background-color: #B20000;
        -moz-box-shadow: 0 0 3px #B20000;
    }
}

.my_nav ul {
    list-style: none;
    padding: 0;
}
        .my_nav ul li:hover {
            color:rgb(31, 31, 31);
        }
        .my_nav ul li .icon {
            font-size: 17px;
        }

.my_nav ul li {
    padding: 10px 20px;
    position: relative;
    transition: 0.5s;
}
        .my_nav ul li:hover {
            background:white;
        }
        .my_nav ul li:hover a {
            color:#333;
        }

    .my_nav ul li a {
        color: #fff;
        text-decoration: none;
        display: block;
        font-size: 15px;
        font-family: "Poppins", sans-serif !important;
    }
.my_custom_btn{
    background:var(--Dark-blue);
    margin-bottom:5px;
}
/* Close button */
.close-btn {
    position: absolute;
    top: 15px;
    right: 30px;
    font-size: 30px;
    cursor: pointer;
    color: #fff;
}

/* Active state */
.my_nav.active {
    right: 0;
}
.submenu_list {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.5s ease;
    margin: 0;
    padding: 0;
    list-style: none;
    background: #fff;
}
    .submenu_list li:hover{
        background:#333!important;
    }
    .submenu_list li:hover a{
       color:#fff!important;
    }

    .submenu_list li {
        padding: 5px 10px;
        transition: 0.5s;
    }
    .submenu_list li a{
        color:#333!important;
    }
    .navlink li {
        cursor: pointer;
        padding: 10px 17px!important;
        position: relative;
    }

.icon {
    float: right;
    font-weight: bold;
    transition: transform 0.3s ease;
}

    .icon.open {
        transform: rotate(45deg); /* + turns into x style, optional */
    }

.overlay.active {
    opacity: 1;
    visibility: visible;
}

/* Responsive */
@media(max-width: 768px) {
    .my_nav {
        width: 200px;
    }
}
/*---------------------- My_navbar -------------------------
*/


/*---------------------- Slider -------------------------
*/

.slider {
    position: relative;
    width: 100%;
    overflow: hidden;
   /* box-shadow: 0 4px 15px rgba(0,0,0,0.2);*/
}

.slides {
    display: flex;
    width: 100%;
    height: 100%;
    transition: transform 0.8s ease;
}

.slide {
    min-width: 100%;
    height: 100%;
    position: relative;
}

    .slide img {
        width: 100%;
        height: 100%;
        object-fit: cover;
    }

/* Slide text */
.slide-text {
    position: absolute;
    bottom: 20px;
    left: 20px;
    background: rgba(0,0,0,0.5);
    color: #fff;
    padding: 10px 20px;
    border-radius: 5px;
    font-size: 20px;
}

/* Buttons */
.prev, .next {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    background: rgba(0,0,0,0.5);
    color: white;
    border: none;
    padding: 12px;
    cursor: pointer;
    border-radius: 50%;
    z-index: 10;
    height: 55px;
    width: 55px;
}

.prev {
    left: 15px;
}

.next {
    right: 15px;
}

    .prev:hover, .next:hover {
        background: rgba(0,0,0,0.8);
    }

/*---------------------- Slider -------------------------
*/


/*---------------------- Step -------------------------
*/

.why-choose-section {
    text-align: center;
    background:var(--Dark-blue);
    padding: 60px 20px;
}

    .why-choose-section h3 {
        font-size: 18px;
        color: #fff;
        margin-bottom: 10px;
    }

    .why-choose-section h2 {
        font-size: 28px;
        font-weight: 700;
        color: #fff;
        margin-bottom: 60px;
    }

.features-container {
    display: flex;
    justify-content: center;
    align-items: stretch;
    flex-wrap: wrap;
    gap: 40px;
}

.feature-box {
    background: white;
    border-radius: 12px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.08);
    padding: 30px;
    width: 300px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    opacity: 0;
    animation: fadeInUp 1s forwards;
}

    .feature-box:nth-child(1) {
        animation-delay: 0.2s;
    }

    .feature-box:nth-child(2) {
        animation-delay: 0.4s;
    }

    .feature-box:nth-child(3) {
        animation-delay: 0.6s;
    }

@keyframes fadeInUp {
    from {
        transform: translateY(40px);
        opacity: 0;
    }

    to {
        transform: translateY(0);
        opacity: 1;
    }
}

.feature-icon {
    background: #004aad;
    color: white;
    width: 100px;
    height: 100px;
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    font-size: 40px;
    margin: 0 auto 20px auto;
}
.wave img{
    width:100%;
}

.feature-title {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 10px;
}

.feature-text {
    font-size: 14px;
    color:rgb(31, 31, 31);
    line-height: 1.6;
}

.feature-box:hover {
    transform: translateY(-10px);
    box-shadow: 0 10px 20px rgba(0,0,0,0.15);
}

/* Responsive Design */
@media (max-width: 768px) {
    .features-container {
        flex-direction: column;
        align-items: center;
    }
}


/*---------------------- Step -------------------------
*/


/*---------------------- Product -------------------------
*/

.product_section .owl-carousel .item {
    background: #fff;
    margin: 10px;
    color: #fff;
    border-radius: 10px;
    text-align: center;
    font-size: 24px;
    box-shadow: 0 0 3rem #ddddddba;
}
.product_section .our_product{
    position:relative;
}
    .product_section .our_product .produc_overlay {
        position: absolute;
        top: 50%;
        left: 50%;
        transform: translate(-46%,-50%);
        background: var(--Dark-blue);
        width: 100%;
        border-radius: 0 8px 8px 0px;
    }
        .product_section .our_product .produc_overlay .loan {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 8px 20px;
        }
            .product_section .our_product .produc_overlay .loan h4 {
                color: white;
                font-size: 15px;
                font-weight:500;
            }
                .product_section .our_product .produc_overlay .loan .fa{
                    font-size:12px;
                }

    .product_section .our_product .content{
        padding:10px;
    }
        .product_section .our_product .content p {
            margin-bottom: 0px;
            line-height: inherit;
            color: rgb(31, 31, 31);
        }
.product_section {
    padding: 50px 0;
    background: #f3f3f3;
}
/*---------------------- Product -------------------------


/*---------------------- loan approval -------------------------



/* Header */


.loan-section {
    text-align: center;
    padding: 60px 20px;
    background-color: #fff;
    color: #1f2a66;
}
.loan-header {
    margin-bottom: 50px;
}

.loan-title {
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: 10px;
}

.loan-subtitle {
    font-size: 1.2rem;
    color: #536b7b;
}

/* Features */
.loan-features {
    display: flex;
    flex-wrap: wrap;
    justify-content: space-evenly;
    gap: 0px;
}
.wave {
    position: relative;
    top: 55px;
}
.my_about{
    padding:80px 0;
    background:#fff;
}
    .my_about .flex-item {
        display: flex;
        align-items: center;
        justify-content: center;
        gap: 34px;
    }
        .my_about .flex-item .left_side:hover{
            transform:translateY(-10px);
        }
        .my_about .flex-item .left_side, .my_about .flex-item .right_side {
            flex-basis: 50%;
        }
        .my_about .flex-item .left_side {
            border: 4px solid white;
            position: relative;
            border-radius: 7px;
            transition:0.5s ease-in;
            cursor:pointer;
        }
            .my_about .flex-item .left_side:before {
                content: "";
                /*background-image: url(../../images/back.jpg);*/
                background: var(--Dark-blue);
                position: absolute;
                top: -20px;
                left: -20px;
                height: 100%;
                width: 100%;
                border-radius: 7px;
            }
                .my_about .flex-item .left_side img{
                    position:relative;
                    z-index:9;
                }
        .my_about .flex-item .right_side h2 {
            color: rgb(31, 31, 31);
            margin-bottom: 30px;
            position: relative;
            font-size: 45px;
        }
            .my_about .flex-item .right_side h2:before {
                content: "";
                background: rgb(31, 31, 31);
                position: absolute;
                bottom: -9px;
                left: 0px;
                height: 10%;
                width: 22%;
                border-radius: 7px;
            }
        .my_about .flex-item .right_side p {
            color: rgb(31, 31, 31);
            margin: 0 0 10px 0;
            line-height: inherit;
            font-weight: 400;
        }

.wrapper {
    display: flex;
    gap: 40px;
    flex-wrap: wrap;
    justify-content: center;
    padding: 42px 0;
    background: #ebebeb;
}

    .wrapper .circle-card {
        background: linear-gradient(135deg, #ff6b6b, #f06595);
        color: white;
        width: 250px;
        height: 250px;
        border-radius: 50%;
        display: flex;
        flex-direction: column;
        justify-content: center;
        align-items: center;
        text-align: center;
        padding: 20px;
        transition: transform 0.5s, box-shadow 0.5s;
        box-shadow: 0 10px 25px rgba(0,0,0,0.2);
        cursor: pointer;
        animation: popIn 1s ease forwards;
    }

        .wrapper .circle-card:nth-child(2) {
            animation-delay: 0.3s;
            background: linear-gradient(135deg, #339af0, #22b8cf);
        }

        .wrapper .circle-card:nth-child(3) {
            animation-delay: 0.6s;
            background: linear-gradient(135deg, #51cf66, #2b8a3e);
        }

        .wrapper .circle-card:hover {
            transform: scale(1.1) rotate(-5deg);
            box-shadow: 0 20px 40px rgba(0,0,0,0.3);
        }

    .wrapper h2 {
        margin-bottom: 10px;
        font-size: 1.5em;
        color:#fff;
    }

    .wrapper p {
        font-size: 15px;
        line-height: 1.5;
        margin: 0;
        color: #fff;
    }

/* Animation */
@keyframes popIn {
    0% {
        opacity: 0;
        transform: scale(0.5);
    }

    100% {
        opacity: 1;
        transform: scale(1);
    }
}

.Trusted {
    background:var(--Dark-blue);
    padding: 30px;
    border-radius: 10px;
    width: 100%;
    max-width: 100%;
    text-align: center;
}

    .Trusted .titles h1 {
        font-size: 32px;
        font-weight: bold;
        color: #fff;
        margin-bottom: 40px;
    }

    .Trusted .stats {
        display: grid;
        grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
        gap: 20px;
    }

    .Trusted .stat-item {
        background-color: white;
        padding: 20px;
        border-radius: 10px;
        box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
        text-align: center;
        transform: translateY(10px);
        opacity: 0;
        animation: fadeInUp 0.6s forwards;
    }

        .Trusted .stat-item:nth-child(1) {
            animation-delay: 0.2s;
        }

        .Trusted .stat-item:nth-child(2) {
            animation-delay: 0.4s;
        }

        .Trusted .stat-item:nth-child(3) {
            animation-delay: 0.6s;
        }

        .Trusted .stat-item:nth-child(4) {
            animation-delay: 0.8s;
        }

    .Trusted .number {
        font-size: 30px;
        font-weight: bold;
        color: var(--Dark-blue);
        margin-bottom: 0;
    }

    .Trusted .label {
        font-size: 15px;
        color: rgb(31, 31, 31);
        margin-top: 6px;
        margin-bottom: 0;
    }

@keyframes fadeInUp {
    0% {
        transform: translateY(20px);
        opacity: 0;
    }

    100% {
        transform: translateY(0);
        opacity: 1;
    }
}

@media (max-width: 768px) {
    .Trusted {
        padding: 20px;
    }

        .Trusted h1 {
            font-size: 28px;
        }

    .Trusted {
        grid-template-columns: 1fr 1fr;
    }
}



            /* Feature Card */
            .feature-card {
                display: flex;
                flex-direction: column;
                align-items: center;
                transition: transform 0.3s ease, box-shadow 0.3s ease;
            }

    .feature-card:hover {
        transform: translateY(-8px);
        box-shadow: 0 8px 20px rgba(0, 0, 0, 0.1);
        padding: 11px 20px;
        border-radius: 5px;
    }

/* Icon Wrapper */
.icon-wrapper {
    background-color: #eef3ff;
    border-radius: 50%;
    width: 80px;
    height: 80px;
    display: flex;
    justify-content: center;
    align-items: center;
    margin-bottom: 15px;
    transition: background 0.3s ease, transform 0.3s ease;
}

    .icon-wrapper:hover {
        transform: rotate(10deg) scale(1.05);
    }

.icon {
    font-size: 2rem;
}

/* Individual Colors */
.icon-simplest:hover {
    background-color: #dbe7ff;
}

.icon-fastest:hover {
    background-color: #cde1ff;
}

.icon-safest:hover {
    background-color: #d9edff;
}

.icon-smartest:hover {
    background-color: #e5e9ff;
}

/* Titles */
.feature-title {
    font-size: 1.1rem;
    font-weight: 500;
    color:rgb(31, 31, 31);
}

/* Responsive */
@media (max-width: 768px) {
    .loan-title {
        font-size: 1.6rem;
    }

    .loan-subtitle {
        font-size: 1rem;
    }

    .loan-features {
        gap: 30px;
    }

    .icon-wrapper {
        width: 70px;
        height: 70px;
    }
}

@media (max-width: 480px) {
    .loan-title {
        font-size: 1.3rem;
    }

    .feature-title {
        font-size: 1rem;
    }
}



.my_contact_form {
    width: 100%;
    padding: 60px 15px;
}

    .my_contact_form .container {
        max-width: 1000px;
        margin: auto;
        background: var(--Dark-blue);
        border-radius: 15px;
        backdrop-filter: blur(15px);
        padding: 40px;
        box-shadow: 0 0 30px rgba(0, 0, 0, 0.3);
        transition: 0.3s;
    }

    .my_contact_form .flex-item {
        display: flex;
        justify-content: space-between;
        flex-wrap: wrap;
    }

    /* ====== Left Section ====== */
    .my_contact_form .contact_left {
        flex: 1;
        min-width: 300px;
        margin-right: 40px;
        animation: slideInLeft 1s ease forwards;
    }

        .my_contact_form .contact_left h2 {
            font-size: 60px;
            font-weight: 700;
            margin-bottom: 10px;
           color:white;
        }

        .my_contact_form .contact_left h6 {
            font-size: 40px;
            margin-bottom: 30px;
            color: #ffffff;
        }

    .my_contact_form .contect a {
        display: block;
        color: #fff;
        text-decoration: none;
        font-size: 16px;
        margin: 12px 0;
        transition: 0.3s;
    }

        .my_contact_form .contect a i {
            color: #fff;
            margin-right: 10px;
            transition: 0.3s;
        }

        .my_contact_form .contect a:hover {
            color: var(--Dark-green);
            transform: translateX(5px);
        }

            .my_contact_form .contect a:hover i {
                color: var(--Dark-green);
            }

    /* ====== Right Section ====== */
    .my_contact_form .contact_right {
        flex: 1;
        min-width: 300px;
        animation: slideInRight 1s ease forwards;
        background: white;
        border-radius: 15px;
        padding:15px;
    }

    .my_contact_form form {
        display: flex;
        flex-direction: column;
        gap: 15px;
    }

    .my_contact_form .form-group label {
        font-weight: 500;
        color: rgb(31, 31, 31);
        margin-bottom: 5px;
        display: block;
    }

    .my_contact_form .form-group input,
    .my_contact_form .form-group textarea {
        width: 100%;
        padding: 12px 15px;
        border: none;
        border-radius: 8px;
        outline: none;
        background: rgb(147 147 147 / 15%);
        color: rgb(31, 31, 31);
        font-size: 15px;
        transition: 0.3s;
    }

        .my_contact_form .form-group input:focus,
        .my_contact_form .form-group textarea:focus {
            background: rgba(255, 255, 255, 0.2);
            box-shadow: 0 0 10px #1C4E80;
        }

    .my_contact_form .form-group textarea {
        resize: none;
        height: 100px;
    }

    .my_contact_form button {
        background:var(--main-color);
        border: none;
        padding: 12px 20px;
        border-radius: 8px;
        color: #fff;
        font-size: 16px;
        font-weight: 600;
        cursor: pointer;
        transition: 0.4s;
        box-shadow: 0 0 10px rgba(255, 65, 108, 0.6);
    }

        .my_contact_form button:hover {
            transform: scale(1.05);
            box-shadow: 0 0 20px rgba(255, 65, 108, 0.8);
        }

/* ====== Animations ====== */
@keyframes slideInLeft {
    from {
        opacity: 0;
        transform: translateX(-50px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes slideInRight {
    from {
        opacity: 0;
        transform: translateX(50px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }
}

/* ====== Responsive Design ====== */
@media (max-width: 768px) {
    .my_contact_form .flex-item {
        flex-direction: column;
    }

    .my_contact_form .contact_left {
        margin-right: 0;
        margin-bottom: 30px;
        text-align: center;
    }

        .my_contact_form .contact_left h2 {
            font-size: 30px;
        }

    .my_contact_form .container {
        padding: 30px 20px;
    }
}


/*---------------------- loan approval -------------------------
*/