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Documents Required For Home Loan

Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:

  1. Age Proof.
  2. Income Proof of the applicant & co-applicant.
  3. Last 6 months bank A/C statement.
  4. Employment certificate from the employer.
  5. Copies of pay slips for last few months and TDS certificate.
  6. Latest Form 16 issued by employer Bank statements In case of Self-employed.
  7. Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company.
  8. Profit and loss account for the last few years.
  9. Income tax assessment order.

NOTE In case of self-employed banks require balance sheets, profit & loss account, partnership deed & other mandatory documents etc.

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